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This is a link post O2 Scam Alert
Last month I noticed "O2 UK PBB" coming up on our company credit card, small amounts so did not do anything, as we use O2, it came up again this month and I checked it out.
(, Thu 9 Feb 2012, 10:24, Reply)
This is a normal post Fat lot of good that link is
You have to login to see the full story. Would you care to de-ris?
(, Thu 9 Feb 2012, 10:29, Reply)
This is a normal post Posted on the link:
ISSUE:I have been a victim of a fraudulent payment from my bank account to O2 UK PBB. It was by pure chance that I noticed it - after an upgrade at Christmas Carphone Warehouse moved my billing over to O2 directly. They were chasing a bill payment and I called to say you've already taken a payment to which they replied it wasn't us. I then googled 'O2 UK PBB' and realised that I had been the victim of fraud. I called my bank who cancelled my debit card and are going to look into the matter.
(, Thu 9 Feb 2012, 10:35, Reply)
This is a normal post ?
no you don't... I've never been an O2 customer/member but I can see it.
(, Thu 9 Feb 2012, 10:47, Reply)
This is a normal post The same poster says to ignore their post
right after a link discussing the issue that requires logging in. I was curious about the further discussion as many "scam warnings" are hoaxes and actually cause more problems/wasted time that the purported scam would even if it were actually true.
(, Thu 9 Feb 2012, 12:07, Reply)
This is a normal post It's not an O2 scam it's a credit card one.
www.bl0g.co.uk/o2-uk-ltd-prepay-slough-mobile-phone-scam.html

[edit]
Long story shotways.

Credit card numbers with CCV can be generated with an algorithm same as those that create key codes for software etc.

You still need valid expiry date so you use a service like O2 topup that you can keep trying until the date is accepted. There's 60 possible dates.

Once you've got a date that's accepted then you've got a vaild number and expiry date to use for any service that doesn't query name or address.

Lesson to learn. Check all payments on your card, even the small ones.
(, Thu 9 Feb 2012, 10:41, Reply)
This is a normal post I've just been dealing with fraudulent direct debits on my account (again)
it appears DD can be set up online then the bank doesn't even appear to validate the name. So the account number is right & sort code, but the name is something arbitrary. They just process them. Mind bending.

No obvious way for me to stop this other than making sure I check my account for it. The bank is always fine about reimbursing me.

My theory is the bank has worked out it would cost them more money for decent validation than they lose in fraud.
(, Thu 9 Feb 2012, 10:55, Reply)
This is a normal post There was a chap on here some time ago
talking about how contracts work both ways, and where a bank is able to charge/fine you for making a mistake, contractually one is able to charge them for making a mistake also.

He (so he said) had successfully charged his bank for various mistakes with his wife's account over the years. All he did was write to them in the same manner they normally write to you, requesting the (reasonable) charge. "Reasonable" meaning "around the same amount they may charge you for writing to you", not necessarily /actually/ reasonable.

(If it rings any bells with anyone who can find a link, this chap had no bank account himself as he didn't believe in banks and cards, and paid for everything in cash...made for quite an interesting thread over at QOTW as he slowly won people over to his way of thinking)
(, Thu 9 Feb 2012, 12:13, Reply)
This is a normal post That's QI
cheers!
(, Thu 9 Feb 2012, 12:25, Reply)
This is a normal post No worries!
I wish I could find the thread I'm talking about, or some guidelines on how best to go about this in different situations, maybe even a website of "standard letters" you can use. Best I can find is this... www.b3ta.com/questions/banks/post484007
(, Thu 9 Feb 2012, 12:37, Reply)
This is a normal post sounds like a dchurch post
he's a bit hot on that sort of thing
(, Thu 9 Feb 2012, 12:42, Reply)
This is a normal post YES
Yes it was, cheers Micto :-)
(, Thu 9 Feb 2012, 12:47, Reply)
This is a normal post This hasn't helped me find the thread to which I was referring :-(
DChurch really, really hates banks though, doesn't he!
(, Thu 9 Feb 2012, 13:47, Reply)
This is a normal post A bit scary that post got a reply addressing the issue from 2009
And it's still an issue
(, Thu 9 Feb 2012, 11:00, Reply)
This is a normal post My favourite scam alert:
"I got forwarded this by a friend. Normally I hate these
scaremongering e-mail warnings, but this one is for real.
Send this warning to everyone on your e-mail list.

Women: If a man comes to your front door and says he is
conducting a survey and asks you to show him your
tits, DO NOT show him your tits. This is a scam;
he only wants to see your tits.

I wish I'd got this email yesterday, I feel so stupid
and cheap."

(, Thu 9 Feb 2012, 11:01, Reply)
This is a normal post That reminds me of the Irish email virus
www.jokefile.co.uk/computer_jokes/irishvirus.html
(, Thu 9 Feb 2012, 11:12, Reply)
This is a normal post oh you.

(, Thu 9 Feb 2012, 11:24, Reply)
This is a normal post My irish side growled at that but my Cornish side chuckled.
Which is an odd combination of sounds to make in the workplace.
(, Thu 9 Feb 2012, 11:28, Reply)
This is a normal post Either way, you're a lost cause
;-)

Only kidding, I loves ya I does!
(, Thu 9 Feb 2012, 11:38, Reply)
This is a normal post My anglo saxon heritage is worse....
Got relatives on the bloody bayeux tapestry.
(On the winning side of course)
(, Thu 9 Feb 2012, 11:52, Reply)
This is a normal post And what did your Welsh side do?




Ok, ok, sorry, I won't start that again...
(, Thu 9 Feb 2012, 12:07, Reply)
This is a normal post Probably invaded wales, enslave the locals and nick anything worth nicking.

(, Thu 9 Feb 2012, 12:15, Reply)
This is a normal post I did some work in a pub and occasionally you would get some Oirish pisshead doing the 'You fecking English' thing
harping on about the potato famine and histories past cruelties and such, and hoping I would be suitably shamed or have a fight about it.

I would happily point out MY ancestors at the time were probably wiping the arses of the upper class chinless tosspots who did all the warring and killing back then and I was pretty fucking certain it had fuck all to do with me nor any of my relatives who all came from farming stock.

Now shut the fuck up and drink your pint, Paddy!
(, Thu 9 Feb 2012, 12:38, Reply)
This is a normal post Bar work sounds like a grim job.
I hope you were properly trained in clavicle breaking.
De ja vu?
(, Thu 9 Feb 2012, 13:10, Reply)
This is a normal post P2PBSHMN

(, Thu 9 Feb 2012, 11:36, Reply)