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This is a question Debt pron

Watching TV the other day we caught one of these "Bank of Mummy or the Wife" type shows and we thought, "This is Debt Pron." I.e. peoples financial problems exploited for the voyeuristic pleasure of others. Then we thought, "We bet lots of people on B3ta have massive financial problems. Let's exploit them." So, confess them all. Dodgy credit cards, lending money to some bloke in the pub, visits from the bailiffs, using one card to pay off another. We want to wallow in your fiscal pain. So, what is your biggest money fuck up?

(, Thu 23 Nov 2006, 19:50)
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HSBeasts
I don't have too many issues with finance, being rather poor as a child taught me a lot about the value of money and having to work for it, that said i have 3 credit cards at the moment (although i only use one and pay off the balance each month it is just for online purchases).

Anyway, i registered a card i don't use (and is still at my parents address not my own house i bought a few years ago) to register for PayPal. since i don't really trust it and reckon its a bit of a con i usually send cheques, for once i didn't and paid £2.04p for something.

Picking the bill up 3 days after the payment date i went in and paid cash. Next month i get a bill for £2.06p

Called up HSBC and explained i'd paid the bill and had they recieved my £2.04p? The confirmed they had but said i owed them 2p interest!

They weren't having any of it the tight gits so i paid it over the counter.... with a cheque. Apparently it costs the bank a good few pence to process a cheque so that'll learn em!

Not expecting to make a huge dent in the profits but the cashiers face when i wrote a cheque out for 2p was priceless.

5t
(, Fri 24 Nov 2006, 13:25, Reply)

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