Debt pronWatching TV the other day we caught one of these "Bank of Mummy or the Wife" type shows and we thought, "This is Debt Pron." I.e. peoples financial problems exploited for the voyeuristic pleasure of others. Then we thought, "We bet lots of people on B3ta have massive financial problems. Let's exploit them." So, confess them all. Dodgy credit cards, lending money to some bloke in the pub, visits from the bailiffs, using one card to pay off another. We want to wallow in your fiscal pain. So, what is your biggest money fuck up?
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rob, Thu 23 Nov 2006, 19:50)
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I'm on an IVAto cover £23+K's worth of debt just with HSBC alone.
Basically I was a HSBC bitch, re-extending my loans etc every year for 6 years to pay for pissups, holidays and the occasional needed facility (eg wedding, car). A few months back I was paying approx 90% of my wages per month on bills.
In fairness, I did have some LEGENDARY PISSUPS though. They were awesome. I mean, waking up in another town awesome :D
Took out an IVA a few months ago to cover for a 5 year payback plan. This thankfully has been accepted and I'm now covered when mini-Jeccy turns up for end of Feb. I'm also away from HSBC, who seem to use breathing as an excuse to charge you; I mean you could have £2 in the account, get charged for a refused Direct Debit, then the following month made overdrawn by thier "Refusal of Direct Debit charge", and you get charged the following month. I'm glad that last month, I got to tell them to royally fuck off :D
Personally, I'm never going to touch a loan again; I hate money. Having it makes me feel sick, which is why I normally give whatever money I have to the wife to look after.
No wonder I spacked out on the Virgin Money Image Challenge the other week :)
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Jeccius Steam Borderlands 2 junkie, Fri 24 Nov 2006, 7:30,
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