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This is a question Debt pron

Watching TV the other day we caught one of these "Bank of Mummy or the Wife" type shows and we thought, "This is Debt Pron." I.e. peoples financial problems exploited for the voyeuristic pleasure of others. Then we thought, "We bet lots of people on B3ta have massive financial problems. Let's exploit them." So, confess them all. Dodgy credit cards, lending money to some bloke in the pub, visits from the bailiffs, using one card to pay off another. We want to wallow in your fiscal pain. So, what is your biggest money fuck up?

(, Thu 23 Nov 2006, 19:50)
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I went bankrupt a couple of years ago
It was really easy. I just walked into the county court with a list of all my debts, filled in a few forms and then I was debt free. Hurrah!

I'd gotten into debt trying to feed my family on a tiny tiny income (various poxy jobs and benefits) and I still don't regret it. It added up to over 25k, although it was really for less than half that, due to multiple bank charges. It helped that I didn't really own anything of value.

The worst bit was a couple of weeks beforehand when a really dodgy bailiff called around and lied to me that he could take my wife's car, even though I could prove it wasn't mine. He thereby tricked me into inviting him in to sign various forms. I was terrified for a while that he was now able to break into the house and take stuff, but as well as a liar he was totally incompetent, and got me to sign the wrong bit! Huzzah!
(, Sat 25 Nov 2006, 19:35, Reply)

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