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This is a question Debt pron

Watching TV the other day we caught one of these "Bank of Mummy or the Wife" type shows and we thought, "This is Debt Pron." I.e. peoples financial problems exploited for the voyeuristic pleasure of others. Then we thought, "We bet lots of people on B3ta have massive financial problems. Let's exploit them." So, confess them all. Dodgy credit cards, lending money to some bloke in the pub, visits from the bailiffs, using one card to pay off another. We want to wallow in your fiscal pain. So, what is your biggest money fuck up?

(, Thu 23 Nov 2006, 19:50)
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Make mine and electron...
I had a fun time with my bank. Couple of years after uni, having abused my overdraft in order to get together deposit for a flat I was over my limit each month and ended up missing a loan payment to the bank. Carried on paying subsequent months but never caught up with the one I skipped. They got round to noticing this about 3 months later and they immediately closed my account. They chose to inform me of this not by letter but by swallowing my card in a cashpoint and therefore making me phone them and pay for the priveledge of hearing this dire news. After the initial panic and horror I put another call into the bank to try and work something out.

Me: "please turn my account back on"

Bank: "no, we're closing it. And what's more you're going to have pay us back the full amount of your loan and all the outstanding overdraft as well, hahaha, etc".

Me: "ok. But if I have no account then my wages have no where to go and I will have no money to get to work and make any more wages so i'll become bankrupt and destitute and will never be able to pay you back anything. hah"

Bank: "oh yeah"

They then turned my account back on and not another word was said. Apart from the fact that they made me use an electron card for a year. Which has "ELECTRON" written on it in big white letters to ensure that you are suitably humiliated every time you pull it out of your wallet.

So logic works on them if you apply it correctly. And speak slowly and clearly. But ultimately they will always get the last laugh. Swines.
(, Mon 27 Nov 2006, 9:44, Reply)

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