"..without a sense of responsibility to look after it."
Is the gray area. I'm not particularly fond of the super rich moaning about their wealth because ultimately I find it pretty distasteful some people get distracted in their lives of luxory when so many humans around them find the entire experience a very hard slog.

It would be much easier if everything was laid open without holes for people to hide their trinkets and gold coins in, so we could either agree with it or disagree with our contributions for the welfare of the whole herd.