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Home » Question of the Week » Banks » Post 483887 | Search
This is a question Banks

Your Ginger Fuhrer froths, "I hate my bank. Not because of debt or anything but because I hate being sold to - possibly pathologically so - and everytime I speak to them they try and sell me services. Gold cards, isas, insurance, you know the crap. It drives me insane. I ALREADY BANK WITH YOU. STOP IT. YOU MAKE ME FRIGHTED TO DO MY NORMAL BANKING. I'm angry even thinking about them."

So, tell us your banking stories of woe.

No doubt at least one of you has shagged in the vault, shat on a counter or thrown up in a cash machine. Or something

(, Thu 16 Jul 2009, 13:15)
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Oh the irony...
The misses has a bank account, the other day they bounced a 10 quid direct debit due to lack of funds and stole 30 quid from her account.

Clearly their programmers can't count, as there was (at the time) over a grand in this particular account and so the balance should have been nearer 990 rather than bouncing a tenner. Three days later the direct debit is paid out of her funds, with no further deposits in between, thus proving that the funds were available and in her account.

She phones them, the Indian girl on the phone can clearly see that there was money to cover the tenner, yet can STILL only say, "due to the ongoing court case with the OFT, I cannot give you your money back.

Now, someone tell me how this isn't just theft! Take whatever they like, call it *charges* and then refuse to give it back.

To the, "Should have abided by the rules" mob - how is this not abiding by the rules?

Sounds like theft, looks like theft, smells like theft....etc...


Scum. Greedy, thieving scum.
(, Fri 17 Jul 2009, 8:07, 4 replies)
It is indeed theft.
www.gillhams.com/articles/326.cfm

Quote 'em verse, get your cash back. Good luck :)
(, Fri 17 Jul 2009, 8:49, closed)
Ha
Your preaching to the converted!

See my other posts!
(, Fri 17 Jul 2009, 13:56, closed)
Play the game.
Write to them, pointing out that this isn't about a refund of legitimately-incurred-but-possibly-illegal charges. This is about a refund of charges that shouldn't have been incurred in the first place.

If that doesn't work, write the same thing to the FSA. If they still don't play, issue proceedings. I guarantee it won't get that far.
(, Fri 17 Jul 2009, 12:30, closed)
Already
long written and sent; got the standard stock reply...however, tomorrow is Saturday - and it's looking like I'll have to barracade the doors again!
(, Fri 17 Jul 2009, 13:57, closed)

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