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This is a question Banks

Your Ginger Fuhrer froths, "I hate my bank. Not because of debt or anything but because I hate being sold to - possibly pathologically so - and everytime I speak to them they try and sell me services. Gold cards, isas, insurance, you know the crap. It drives me insane. I ALREADY BANK WITH YOU. STOP IT. YOU MAKE ME FRIGHTED TO DO MY NORMAL BANKING. I'm angry even thinking about them."

So, tell us your banking stories of woe.

No doubt at least one of you has shagged in the vault, shat on a counter or thrown up in a cash machine. Or something

(, Thu 16 Jul 2009, 13:15)
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Bank charges can be fair.
Checking through my credit card statement, I saw that Lloyds had managed to cock up. Obviously, I was shocked that such a large financial institution could manage to fuck up and I immediately sat in a phone queue for half an hour to talk to someone in Mumbai.

I pointed out that if you pay a credit card bill the money usually only goes out of the account once and although I appreciated that they had put the money back, in the meantime, I'd gone overdrawn and I didn't appreciate the £25 that they had charged me to ensure that I didn't let them cock up again. The charming young lady apologised in the sincere way that only several hours in a call centre several thousand miles away can teach you and said she would cancel the charge.

"Is there anything else I can help you with today?"
"Yes. You charged me £25 for a mistake. I'm charging you. £25 is fair, don't you think?"
"I'll talk to my supervisor..."

After a bit of attempted haggling, I got the £25 added to my account which rapidly turned into a takeaway and beer. Crispy chilli beef never tasted so good.

Length? About an hour on the phone.
(, Fri 17 Jul 2009, 9:49, 1 reply)
I clicked
because I like the idea of 'crispy chilli beef'.
(, Mon 20 Jul 2009, 3:07, closed)

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