Looking after ones' finances is boring,
especially when you're young and you need every waking moment to focus on drinking and getting laid.

It's especially annoying when you are obliged to have a bank account so as you can get your wages to pay for the drinking and getting laid and the government can keep tabs on your tax payments cos lord knows we are a dishonest bunch us common public drinking and getting laid types.

Then when you finally resign yourself to the whole sorry process in your 30's/40's - call it adulthood, it turns out they need another chunk out of your wages to stay afloat cos the banks havent quite been honest about what they have been up to with your money whilst their shareholders where drinking and getting laid.

rafter
baz
(bazmorningstar efil4nat3b, Fri 17 Jul 2009, 12:52, 2 replies)

I think thats kind of the problem
It is boring to many, but more to the point, we dont teach it to the young'uns.
Or at least, I was never taught except by my dad. I'll teach my son eventually, it wont be the fantastical mysterious world that so many believe it to be, or scary enough that people just bury their heads in the sand to avoid.

There are many things that should be taught to the young and this one of them. Do what you want, but if your lifestyle dictates that finances need not be a priority then you reap what you sow etc.

I would argue that it need not be boring. Its fantastic to have the freedome that decent finance allows. I'm in a position now, finally, where I can buy a new car with cash, pay for insurance annually, go on holiday without a credit card etc. Never having to worry too much about whether I can afford to drink next week does not appeal.
( I have run out of coke is a little sweaty, Fri 17 Jul 2009, 13:19, closed)

My father
wanted me to make a couple of mistakes (i.e get a fancy new job and then get into delicious debt) before he gave the financial "birds and bees" talk.

With his planning help, I'm almost out of debt. As much as I hate to admit it, I do take credit a bit more seriously now thanks to that little tactic.

It's kinda like weight. Easier to put on than it is to take off.
(Scritty Bakerman., Sat 18 Jul 2009, 4:35, closed)

"It's especially annoying when you are obliged to have a bank account"
Fair enough, you're obliged to have one to get paid into.

But you're not obliged to use it for anything else - you could just take your wages out of the account every month after you're paid and spend it as if you'd been paid cash. Which wouldn't land you any charges...
(stalinism, Sat 18 Jul 2009, 14:07, closed)