Unbelievable.
I have a checking (current) account with US Bank that I don't use - I used to bank with them before switching to Washington Mutual (now Chase) and the account has lay dormant for a year with $20 in it and $40 in the savings account. I also have a credit card with them that when used is paid off within the month.
Last night, I got a letter saying that I had gone overdrawn and was incurring fees of $8 a day, as well as the initial overdraft and overdraft fee. This puts me under about -$125 as of today.
I called the call center last night, who informed me I can't do anything and have to go into my branch today, even though I was willing to negotiate there and then - an old direct debit for my Barnes & Noble annual membership had come out - I just hadn't changed it over so it is my fault.
They couldn't and wouldn't do anything, so now I have to go into the branch and see what the branch manager can do for me.
Wish me luck! (The initial amount was $28 + $32 for the overdraft fee).

Edited for update: Woo! So I swan into the bank with the hangover from hell, all red eyed and still stinking of last nights booze and ask nicely to see the manager. Him and I looked at each other with a glance of knowing.....he was also red eyed and looked like he'd had a good Friday night!
Freely admitted it was my fault, and after some going back and forth (including a discussion on the best way to clean a catfish) he reduced the amount I owed to the initial overdraft amount plus the fee! Yayness!
( Batshitmentalist is sane for once, Sat 18 Jul 2009, 15:52, 1 reply)

Nicely done!
And clicked mainly for "The best way to clean a catfish."

Is there a best way to clean a catfish?
(LongJohnBaldry, Mon 20 Jul 2009, 12:26, closed)