Banks
A friend of mine, Richie, has a dutch account and while studying in the UK he managed to go into the red. As he was at Uni he was away from home (Holland) for months at a time. So when he read the letter he thought "oh fuck" so wandered down to the local branch.

The conversation went a little like this
Richie "Hi, i am over drawn, how much do i owe you"
Lady "Let me check" *tap tap* "x euros"
Richie "And the charges?"
Lady "Charges?!?!?!"
Richie "Oh in England they charge up for going over your limit"
Lady "Oh we don;t do that, just don't do it too often, too much and we might close your account"

He was well pleased.

My story. As a student i often managed to go over my limit quite a few times, mainly my fault. Although one time was clearly theirs. Card transaction on the Friday night, withdraw cash on the Sunday and BANG over the limit. WHY LET ME WITHDRAW MONIES I DON'T HAVE!!! anyways. A couple of years a go i heard about the bank reclaims going on, so i claim and stuck their "unauthorised overdraft" rate on it, 38%ish. They paid out. I spent it. Go me.

I am with lloyds, while sorting some banking stuff out i was offered the chance to upgrade my card. So i had the meeting. The poor guy, everything he told me about the account, i had. AA membership, i am with RAC. Phone insurance, have. Other things, don;t need. He did a one point throw the booklet over his shoulder and said "well don't need that". I did take the offer, was going to anyways. Nice guy tho.

Just remembered two. When i started my degree, up there in Scots land. I signed up for a RBS account, they had a branch on the campus.

When i signed up for a meastro card to replace my cash card, they stopped the process as they were waiting for me to activate my old card (i.e. i got a replacement cash card, which promoted me to fill in the meastro card form) so in short they were waiting for me to activate a card i was looking to replace before they process the new card. They told me this, when i went in to see why the process was taking to long. For 2 months i was going in and withdrawing cash.....

I also had an overdraft with them, bar promising myself i would never get one. I went in twice and asked for it to be extended. No problems. Went in a 3rd time and had the guy behind the glass tell me "you have to fill in a form" i said, i hadn't needed to the last 2 times. He then told me "you have to fill in a form" in a tone and wording that suggested i was lieing. One of those few occasion i wish i could go back in time and change things. The change "Are you calling me a liar?" and then kicked off a bit.

digression ahead: The only other time was the last shift i had a TESCOs, where the prick (my manage actually changed stores to get away from him) of a trainee manager, had a go at me (again) for my unironed shirt all the while you could see where his had being in the packet. I would dearly love to go back and add "Next time you have a go at anyone about their unironed shirt, iron your own you fuck" before walking off.

Now everyone click i like this!!
(StyX is staring at you, yes YOU!!!, Sun 19 Jul 2009, 4:26, 1 reply)

argh
the spelling, punctuation and lack of interest in this post make it difficult for me to click 'I like this'.

But mainly it's the punctuation.
(entry_level_adultette, Sun 19 Jul 2009, 20:48, closed)