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This is a question Banks

Your Ginger Fuhrer froths, "I hate my bank. Not because of debt or anything but because I hate being sold to - possibly pathologically so - and everytime I speak to them they try and sell me services. Gold cards, isas, insurance, you know the crap. It drives me insane. I ALREADY BANK WITH YOU. STOP IT. YOU MAKE ME FRIGHTED TO DO MY NORMAL BANKING. I'm angry even thinking about them."

So, tell us your banking stories of woe.

No doubt at least one of you has shagged in the vault, shat on a counter or thrown up in a cash machine. Or something

(, Thu 16 Jul 2009, 13:15)
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moneygeddon
I thought alot of places had stopped bonuses for most workers, apart from where they are owed them by contract. You have to remember that alot of these people are on not much above minimum wage and depend on the bonuses to get a livable wage.

The main culprits (besides the people taking loans they can't afford and the min-wage workers approving said loans) are speculators. These are the people who have caused the large number of problems and the failure of many companies - including my previous employer an Investment Management company. These are the people that deserve the vitriol, not the standard bank worker. Bankers deserve vitriol for totally different reasons - giant knotted ties with pink shirts being one.

Incidently I am very pissed off with the 0.5% AER I'm getting on my ISA (down from 7% when I started it) and have nothing but hatred for the people who are really to blame for the economy. ie speculators and people lending more than they can repay. Really I should put my money into premium bonds as there is the whole lottery thing to it which might net me some moneh! and the ISA interest is no longer paying for my nights out.
(, Sun 19 Jul 2009, 13:44, 2 replies)
No.
The banks choose to underpay their staff in the first place, and the staff in turn agree a bonus structure based on its success. The banks are not currently succeeding.

It is *not* a good thing that people depend on bonuses, but that isn't anything in favour of the banking system - it is just more demonstrative of how broken it is.
(, Sun 19 Jul 2009, 17:42, closed)
Minimum wage:
"You have to remember that alot of these people are on not much above minimum wage"
What the fuck, not much ABOVE the minimum wage?

I spent three years living ON the minimum wage. It's perfectly feasible. No one *needs* a bonus, that's why it's called a bonus. It's extra. It shouldn't be considered part of your normal salary or expected as part of your income.
(, Mon 20 Jul 2009, 16:47, closed)

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