BanksYour Ginger Fuhrer froths, "I hate my bank. Not because of debt or anything but because I hate being sold to - possibly pathologically so - and everytime I speak to them they try and sell me services. Gold cards, isas, insurance, you know the crap. It drives me insane. I ALREADY BANK WITH YOU. STOP IT. YOU MAKE ME FRIGHTED TO DO MY NORMAL BANKING. I'm angry even thinking about them."
So, tell us your banking stories of woe.
No doubt at least one of you has shagged in the vault, shat on a counter or thrown up in a cash machine. Or something
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chthonic, Thu 16 Jul 2009, 13:15)
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If there's one thing worse than the English banking systemIt's the French banking system.
Whilst at university, I had to spend a term in France. For this, I needed to rent a room in France. To rent a room in France, I had to prove I had money in a French bank account. To get a French bank account, I had to prove I had an address in France... you get the idea.
Anyway, after much debate in animated French, I managed to convince the person at Credit Lyonnais to let me open an account. I was then able to convince my would-be landlady that I had sufficient funds to be able to pay rent and hence could rent my room. Whooppee! Or so I thought...
...6 months after I had completed my term in France and returned home, I received a letter from Credit Lyonnais, telling me I had gone overdrawn. HOW?! I asked myself, when I'd only left a tenner or so in there, in case I wanted to go back at any point and hadn't taken any out.
On further investigation, it emerged that my kind landlady, who had previously insisted that Taxe de Sejour (Froggy equivalent of Council Tax) was included in my rent, had given my bank details to the local council because I hadn't paid my TdS!! What's more, when I called the bank to complain about them taking money without my consent, I discovered that it's quite legal for them to do so, if the demand comes from the government!!
Even more outrageous, the bank charged me somewhere in the region of £100 in interest and penalty charges for going overdrawn in the first place!!
The moral of the story? If you leave a country, don't keep your account open and never, *ever* go overdrawn in France!
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Mrs Trouser is probably annoying Dave just by being here on, Sun 19 Jul 2009, 15:55,
1 reply)
I share your painI stayed in uni halls in france, trying to get them to give me a letter to say I was staying there was just impossible, not so much animated debate as repeated blunt insistence. Even though I needed it to open an account to pay them rent, it also took them 5 days to print off the standard letter.
(, Mon 20 Jul 2009, 0:13, closed)
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