BanksYour Ginger Fuhrer froths, "I hate my bank. Not because of debt or anything but because I hate being sold to - possibly pathologically so - and everytime I speak to them they try and sell me services. Gold cards, isas, insurance, you know the crap. It drives me insane. I ALREADY BANK WITH YOU. STOP IT. YOU MAKE ME FRIGHTED TO DO MY NORMAL BANKING. I'm angry even thinking about them."
So, tell us your banking stories of woe.
No doubt at least one of you has shagged in the vault, shat on a counter or thrown up in a cash machine. Or something
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chthonic, Thu 16 Jul 2009, 13:15)
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savings account for my 3yr oldI had a jolly jaunt trying to open a savings account for my 3yr old daughter at Natwest and it only took 4+ weeks to achieve it!
As I'm divorced I spend every other weekend with my daughter. Also working full time my access to a bank WITH my daughter is confined to a Saturday morning.
She got a cheque for £10 from my Auntie for her birthday so we decided to open a savings account for her. I gathered up ID for me as her guardian and took her to the bank. I requested to open an account for her with me as signed guardian and was given a stack of forms to complete but the advisor did at least copy all my ID and signed it etc.
Bugger, I need her birth certificate, which her mum has and I have little chance of seeing again. Home we go and I apply for a copy of the certificate by post and it arrives. So next weekend I go back to the bank and see the same advisor along with the ID signed by her and present her with the birth certificate.... Nope, strike 2! It turns out 4 pieces of official ID and 25 years of banking with them are not enough and I must actually have my 3 yr old with me to open the account????
SO, following week we go back AGAIN and as you can imagine as soon as we're in my daughter runs off to the corner to play with the crayons and colouring in things. I take the paperwork over and see the advisor who asks about my daughter. I say "she's colouring in around the corner" (not visible from the desk). Somehow that's now fine and she submits the paperwork.
A mere 2 weeks later and I get a letter advising the account is now open and what the account number is. A month later they've still not managed to action the standing order I setup to pay into her account, nor the one my parents setup.
So it seems if you want to open a childs savings account AND actually put money into it the bank does near everything they can to stand in your way. Funny thing is I remember opening accounts for myself when I was young where it seemed the only criteria were to have £1 and be able to write your name on the form.
(, Tue 21 Jul 2009, 10:44, Reply)
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