BanksYour Ginger Fuhrer froths, "I hate my bank. Not because of debt or anything but because I hate being sold to - possibly pathologically so - and everytime I speak to them they try and sell me services. Gold cards, isas, insurance, you know the crap. It drives me insane. I ALREADY BANK WITH YOU. STOP IT. YOU MAKE ME FRIGHTED TO DO MY NORMAL BANKING. I'm angry even thinking about them."
So, tell us your banking stories of woe.
No doubt at least one of you has shagged in the vault, shat on a counter or thrown up in a cash machine. Or something
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chthonic, Thu 16 Jul 2009, 13:15)
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It's the zerosAs said, it is because you have never been in debt at all that you are getting declined. You need to have some debt so they can see whether you are a good borrower. Remember, someone who is never in debt never makes the lenders any money. This is why people with lots of debt find it easy to get more..
Also, if you are going for a mortgage find a good independent mortgage advisor to sort it out for you, they can search though much more offers than you or a local bank can. You don't usually have to pay them as they will almost always take commission from the lender as payment. They'll sort it all out for you too all the way up to completion essentially for free.
(, Thu 23 Jul 2009, 11:03, Reply)
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