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This is a question The Credit Crunch

Did you score a bargain in Woolworths?
Meet someone nice in the queue to withdraw your 10p from Northern Rock?
Get made redundant from the job you hated enough to spend all day on b3ta?

How has the credit crunch affected you?

(, Thu 22 Jan 2009, 12:19)
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SHITS AND GIGGLES
Like other people on these boards, I too am less than happy with the term ‘credit crunch’. I would even prefer ‘allpeepsnodosh shitpaddle street’ to ‘credit crunch’ but never mind.

I bought a house in October 2007, thus ensuring that I paid over the odds in the still inflated market, and got a fixed rate mortgage at 5.5% which I am still paying. My house is worth about £20,000 less than what I paid thus ensuring that I am in negative equity. The only good thing was that I whacked down a 10% deposit so it isn’t as bad as it could be.

I haven’t had a pay rise and my bonus wasn’t what I expected.

However I have found an amazingly good beer and a local supplier so I am well chuffed because now I can drink myself to oblivion.

The beer is ‘Samuel Smith Pure Brewed Lager’. It absolutely rocks. They also do an organic lager too which is just as nice.
(, Fri 23 Jan 2009, 10:42, 8 replies)
I'm in the same boat
although I'm hoping that my house isn't worth £20k less than I paid, and I didn't quite manage a 10% deposit...

I found a good beer too though. Russian stuff called Baltika
(, Fri 23 Jan 2009, 10:47, closed)
I 'spose
the main thing is that if you aren't selling your house then the price doesn't matter because it's where you live.

That's what I tell myself anyway.
(, Fri 23 Jan 2009, 10:52, closed)
same here
I could do with smaller mortgage payments, but then I guess most people could!
(, Fri 23 Jan 2009, 10:58, closed)
Sam Smoths
is ace!

I'm a big fan of their pubs too which are super cheap!
(, Fri 23 Jan 2009, 10:49, closed)
Yeah!
I went to one last weekend in Notting Hill and I was amazed at how cheap the pints were.
(, Fri 23 Jan 2009, 10:50, closed)
For more cheap beer goodness!
www.beerintheevening.com/breweries/pubs.shtml?brewery=16
(, Fri 23 Jan 2009, 11:02, closed)
Cheap yes...
But it is the only lager I've drunk where you can feel the hangover kicking in before you've finished the first pint.

Stick to the wheat beer and the pure brew!
(, Fri 23 Jan 2009, 12:01, closed)
Click
for Samuel Smiths reference.

Amazing that there are actually pubs in London where you can get a decent pint for sub-£2.50.

I reccommend the Bricklayers' Arms, In Gresse Street.
(, Fri 23 Jan 2009, 12:01, closed)

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