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This is a question Debt pron

Watching TV the other day we caught one of these "Bank of Mummy or the Wife" type shows and we thought, "This is Debt Pron." I.e. peoples financial problems exploited for the voyeuristic pleasure of others. Then we thought, "We bet lots of people on B3ta have massive financial problems. Let's exploit them." So, confess them all. Dodgy credit cards, lending money to some bloke in the pub, visits from the bailiffs, using one card to pay off another. We want to wallow in your fiscal pain. So, what is your biggest money fuck up?

(, Thu 23 Nov 2006, 19:50)
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Boxing day is Bailiff day!
Christmas is the season of goodwill!
So a couple of years back it was our first Christmas in our new house but we kept getting letters for the fat chav couple that used to live in our house.

So you can imagine my delight when doing the washing up to see a transit van full of blokes driving past the house several times staring at me.

Eventually they rang the door and asked if I was Mr Payne (former owner). I said I was not and he looked a little put out. He kept asking about him so i decided to cut to the chase;
"Are you the bailiffs?" I asked
"I can't really answer that sir." he replied.
"That's a shame as I'd like to help them out." said I.
"Well we might work in that line of work then sir..." came the response.
"Ah, well you might find the car you're here to reposess at 6 XXXXX close, Newport Pagenell where Mr Payne now lives." :-) I cheerfully told him.
"Oh, err... thanks very much!"

And with that he was on his way.

Yup, having got pissed off with 10 months of credit refusal and debt recovery letters for the former occupier I sent the Bailiffs round on boxing Day. I'm a git, but they had it coming. I take financial responsibility very seriously and have no tolerance for people who twat about with money and debt. If you're in debt, no you cannot afford that new phone/car/holiday etc.
(, Fri 24 Nov 2006, 13:03, Reply)

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