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This is a question Debt pron

Watching TV the other day we caught one of these "Bank of Mummy or the Wife" type shows and we thought, "This is Debt Pron." I.e. peoples financial problems exploited for the voyeuristic pleasure of others. Then we thought, "We bet lots of people on B3ta have massive financial problems. Let's exploit them." So, confess them all. Dodgy credit cards, lending money to some bloke in the pub, visits from the bailiffs, using one card to pay off another. We want to wallow in your fiscal pain. So, what is your biggest money fuck up?

(, Thu 23 Nov 2006, 19:50)
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Debt Debt Debt
I am usually very good with money, i amnaged to get through uni without using my student overdraft, basicaly by working very hard and not going mental as much as i would have liked.

When i finished uni it was a different story, i was working hard pauying rent and living, happily enough off about 30 squids a week and whatever i could rob (food and boooze wise) from work (lots at the time but thats another story) anyway a couple of years pass, i spend time on the dole living in a Tipi in wales it was great, came back to liverpool got a job or two weekly wages and all that, then i decided, right i want a proper job, so i went to work for vodafone in a call centre run by chimps (retarded chimps at that) and got my first salary paid job, since gettin paid by salary i diddint get into the black for 3 years, when i left that job and got others my overdraft would fill up and deplete itself with lunar regualrity, ho hum there you go.

There came a time when an over zealous housemnte decided that we should pay all of our bills on time and, as they had no money at the time and our electricity was going to be cut off, i thought id take out a little loan, a couple of hundred, just to cover the bill and rent and a bit of spending, the bank decided, pah £300 no no no, £1500 is the smallest amount the bank will give you, i should have told em where to go and lived in the dark with no telly, i lived in a tipi after all. I took the loan................I lost my job for going to the dentist (see dentists post) i spent all the money and after a while my card got reteined ( by me actually i was doing a couple of shifts in an offlicence, i bought some fags and was told by the till to retain my own card, and got £45 for the service i had provided to the bank yay)

So i have studiously ignored my ex bank for the past 2 years, they dont know where i live as i have moved flat 4 times since then, i have a nice bank account with an overdraft that i try not to use (under a slightly diferent name) and so far so good, excpet whe i go to use one of thier cahs machines i get "the fear" in case a load of angry bank clerks come running out shouting "weve got her, now pay us back" my thinking is if i can avoid them for a few more years they will leave me alone, *looks behind self* heres hoping.

length in time another 5 years at least
(, Fri 24 Nov 2006, 13:43, Reply)

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