Debt pronWatching TV the other day we caught one of these "Bank of Mummy or the Wife" type shows and we thought, "This is Debt Pron." I.e. peoples financial problems exploited for the voyeuristic pleasure of others. Then we thought, "We bet lots of people on B3ta have massive financial problems. Let's exploit them." So, confess them all. Dodgy credit cards, lending money to some bloke in the pub, visits from the bailiffs, using one card to pay off another. We want to wallow in your fiscal pain. So, what is your biggest money fuck up?
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rob, Thu 23 Nov 2006, 19:50)
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Bloody banks.19, just dropped out of polytechnic. Nearly £300 pounds overdrawn, which isn't all that much really.
Anyhoo, TwatWest decide they want the money back. So they freeze my account. Fair enough, except i kinda need to live. so i speak to them and they agree they will let me get the odd tenner out, but i have to ring my branch (in newcastle) and get them to authorise whichever branch i'm near (normally manchester as i was working there at the time) to allow me to get the money over the counter.
You'll have noticed that i just said i was working. And yes, my wages were going into that account. So I was slowly paying back the overdraft anyway, which TwatWest could see but weren't satisfied.
A couple of months go by, I'm paying back the overdraft and everything's fine.
But no, TwatWest decide to up the ante. they sent me a letter to the effect "as you have failed to pay back your overdraft we have had to appoint someone to daily monitor your account." (but of course, as i can barely get money out then is definitely needed) "this service will cost you £30 per day"
Yes, £30 PER DAY!
Cut to me on the phone to DadWest: "Hi dad, fancy lending me some money...?"
There was another incident where i had an even smaller overdraft sold to the bailiffs, but i can't be bothered remembering it.
(, Sat 25 Nov 2006, 11:34, Reply)
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