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This is a question Debt pron

Watching TV the other day we caught one of these "Bank of Mummy or the Wife" type shows and we thought, "This is Debt Pron." I.e. peoples financial problems exploited for the voyeuristic pleasure of others. Then we thought, "We bet lots of people on B3ta have massive financial problems. Let's exploit them." So, confess them all. Dodgy credit cards, lending money to some bloke in the pub, visits from the bailiffs, using one card to pay off another. We want to wallow in your fiscal pain. So, what is your biggest money fuck up?

(, Thu 23 Nov 2006, 19:50)
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bept dorn
Wow, I suddenly feel so much better after reading some of these stories.

I hate to say it but for most of you, you simply got what you deserved. I can accept if someone needs money to pay for life in general but I'm sure that's not the case for all the people owing daddy hundreds of pounds.


I'm 19 and I've never even considered getting a credit card or loan. I have a nice 4 figure sum of money in one account which I can spend at will on anything I want and another 4 figure sum that will cover any costs such as big expenses like cars, holidays etc. Now you're probably thinking I'm a little rich kid and my parents are the king and queen but my dad earnt less than 15K before he left work and my mum is part time earning scrapings.

The key is to SAVE DAMMIT SAVE, I have a wonderful social life and can afford all the luxuries I want after only having 1 part time job for a year. Thanks to one savings account I can keep up this life for about a year before I become a fireman hopefully or join the navy full time.

If I can do it then you guys have no excuse, it's not hard. Just don't go spending shed loads on crap you don't want or need. As arrogant as I sound I really do hope you all get out of debt soon and learn from your mistakes.

One last thing though, money to me means NOTHING, so long as I can live I am happy with the amount I have. My friend is taking a course at uni which he hates purely so he can get a job that pays well at the end. Only problem is he hates the subject and hates the job that he will eventually have and no doubt will kill him from stress. He loves the idea of having more money than most though even if it does mean he isn't happy. I however have chosen to do subjects I wanted to do and have had a laugh throughout all my life and as I've said, I hope to join the services of some kind in which education means nothing to a certain extent. I will have enough money to make me happy, a job I can be proud of and enjoy every day, my girlfriend who I love by my side, and no regrets what so ever. Who will be most content on their death bed I ask myself?!
Hopefully I'll be able to, maybe not change his mind but at least give him a new outlook on the true values in life.

Apologies for length but I saved it all up for this one

p.s. It's 7.10am and I ain't slept at all, does anyone know any cures for insomnia?
(, Mon 27 Nov 2006, 6:22, Reply)

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