Debt pronWatching TV the other day we caught one of these "Bank of Mummy or the Wife" type shows and we thought, "This is Debt Pron." I.e. peoples financial problems exploited for the voyeuristic pleasure of others. Then we thought, "We bet lots of people on B3ta have massive financial problems. Let's exploit them." So, confess them all. Dodgy credit cards, lending money to some bloke in the pub, visits from the bailiffs, using one card to pay off another. We want to wallow in your fiscal pain. So, what is your biggest money fuck up?
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rob, Thu 23 Nov 2006, 19:50)
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Somewhat at the other end of the scale, but some banks are twatsI bank with a certain bank who I won't name (large Yorkshire town, begins with Hal, ends with fax) who bounced a cheque for £2.50 because it took me 35p (yes 35 pence, 35% of 1 pound, not a typing error) overdrawn, and charged me £25 for the privilege. To add insult to injury the cheque was presented on the day my monthly salary went in, a monthly salary of usually about well over a grand that had been going in without fail for about a year by then. The time between my cheque being presented and my wages going in means that this charge represents an interest rate of about 150,000% apparently, a mate of mine who understands this kind of thing worked it out for me. Why does a bank have a slogan like "Get a little extra help" when the only decision regarding unauthorised overdrafts is made by a computer which compares 2 numbers and charges you 25 quid if one is less than the other rather than somebody looking at the account and saying "Ah yes, Mr Tinypod is likely to be paid far more than this in approximately 4 hours time, we'll overlook this clearly minor error and not bum rape him for such a petty amount". Probably coz "When we say jump, all you need to know is to where and how high, you tedious little shits!" isn't nearly as snappy.
Heavens, aren't my sentences long when I'm ranting.
(, Mon 27 Nov 2006, 7:42, Reply)
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