Debt pron
Watching TV the other day we caught one of these "Bank of Mummy or the Wife" type shows and we thought, "This is Debt Pron." I.e. peoples financial problems exploited for the voyeuristic pleasure of others. Then we thought, "We bet lots of people on B3ta have massive financial problems. Let's exploit them." So, confess them all. Dodgy credit cards, lending money to some bloke in the pub, visits from the bailiffs, using one card to pay off another. We want to wallow in your fiscal pain. So, what is your biggest money fuck up?
( , Thu 23 Nov 2006, 19:50)
Watching TV the other day we caught one of these "Bank of Mummy or the Wife" type shows and we thought, "This is Debt Pron." I.e. peoples financial problems exploited for the voyeuristic pleasure of others. Then we thought, "We bet lots of people on B3ta have massive financial problems. Let's exploit them." So, confess them all. Dodgy credit cards, lending money to some bloke in the pub, visits from the bailiffs, using one card to pay off another. We want to wallow in your fiscal pain. So, what is your biggest money fuck up?
( , Thu 23 Nov 2006, 19:50)
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Apologies for reply; story will follow
apeloverage - It's entirely possible that you need/wish to buy something that you currently don't have the funds for, but will shortly. It still covers you before the interest kicks in, but you still needed the credit.
I also quite often get tasked with buying gig tickets for myself and mates when something comes up that we want to go to. I can't afford to pay straight off, so I whack it on credit, knowing that by the time the bill comes round, I'll have everyone else's money to cover it.
Anyway, on to the story. It's not the greatest of stories, and not strictly speaking a debt, but I don't care.
Last week, I had a nightmare behind the wheel. I got a speeding fine (I was caught doing 38 in a 30 zone. The signs quite clearly said 40), and the tiniest of tiny prangs, within the space of 2 days of each other. Until then, I'd never even come close to any driving related mishap in over 3 years of driving.
This got me to the tune of £185. The fine came out at about £70, and repairing the flipping tiny scratches on the other guys bumper came to £115.
Being a student, a cost like that from out of nowhere is something of a pain.
I'm not going to get all preachy. I've only ever really been in fairly minor short term debt.
I do have a mortgage, although my parents are helping with that.
( , Mon 27 Nov 2006, 16:01, Reply)
apeloverage - It's entirely possible that you need/wish to buy something that you currently don't have the funds for, but will shortly. It still covers you before the interest kicks in, but you still needed the credit.
I also quite often get tasked with buying gig tickets for myself and mates when something comes up that we want to go to. I can't afford to pay straight off, so I whack it on credit, knowing that by the time the bill comes round, I'll have everyone else's money to cover it.
Anyway, on to the story. It's not the greatest of stories, and not strictly speaking a debt, but I don't care.
Last week, I had a nightmare behind the wheel. I got a speeding fine (I was caught doing 38 in a 30 zone. The signs quite clearly said 40), and the tiniest of tiny prangs, within the space of 2 days of each other. Until then, I'd never even come close to any driving related mishap in over 3 years of driving.
This got me to the tune of £185. The fine came out at about £70, and repairing the flipping tiny scratches on the other guys bumper came to £115.
Being a student, a cost like that from out of nowhere is something of a pain.
I'm not going to get all preachy. I've only ever really been in fairly minor short term debt.
I do have a mortgage, although my parents are helping with that.
( , Mon 27 Nov 2006, 16:01, Reply)
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