Debt pronWatching TV the other day we caught one of these "Bank of Mummy or the Wife" type shows and we thought, "This is Debt Pron." I.e. peoples financial problems exploited for the voyeuristic pleasure of others. Then we thought, "We bet lots of people on B3ta have massive financial problems. Let's exploit them." So, confess them all. Dodgy credit cards, lending money to some bloke in the pub, visits from the bailiffs, using one card to pay off another. We want to wallow in your fiscal pain. So, what is your biggest money fuck up?
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rob, Thu 23 Nov 2006, 19:50)
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Missus got robbed in the pub a few xmas's backNothing that dramatic, a couple of Australian girls came over, one asked for a light and the other walked off with her bag.
The annoying bit was that there was a cheque book in the bag. Complete with guarantee card.
Now, yeah, of course we cancelled it forthwith, but that didn't stop someone writing a load of rubber cheques all over the north.
The bank bounces them, then the creditor sends the details to a debt collector agency.
Do these thugs speak to the bank? Nope, of course not. They just send letters demanding cash plus significant fines, with threats of home visits.
Each time we'd call up, and successfully get the banks to talk to them. Problem solved, for about a week... It must have happened at least 15 times before it was all over.
The moral of this story is: there is a good reason why banks don't like giving out guarantee cards. They are a fucking liability, and you're best off without one.
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rob, Tue 28 Nov 2006, 16:36,
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