Debt pronWatching TV the other day we caught one of these "Bank of Mummy or the Wife" type shows and we thought, "This is Debt Pron." I.e. peoples financial problems exploited for the voyeuristic pleasure of others. Then we thought, "We bet lots of people on B3ta have massive financial problems. Let's exploit them." So, confess them all. Dodgy credit cards, lending money to some bloke in the pub, visits from the bailiffs, using one card to pay off another. We want to wallow in your fiscal pain. So, what is your biggest money fuck up?
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rob, Thu 23 Nov 2006, 19:50)
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Blank staresThe lady in the bank seemed quite surprised with me opening a student account in the bank (purely so I could get a decent debit card instead of that electron nonsense that dosen't actually work.)
'Right, your overdraft...'
'don't want one.'
'what?'
'I don't want one, I don't want to be able to spend money I don't have...'
'Fair enough.'
If I don't have any money in the bank I don't want to be able to spend it, and thats that. I will say I am not the greatest of savers and should have saved up more money than I have over the last few years, but I have always had enough to cover what I am spending and some left over in case of emergencies.
The only debt I intend having is a morgage for a house, everythign else can be saved up for if I really want it - If I want something enough I will put up with the wait until I have the money, if I decide after a while not to bother, it shows it may have not been the most important purchase to me.
David
(, Tue 28 Nov 2006, 22:00, Reply)
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