As a skint 21 year old, I once used a dodgy insurance policy for a moped
to ride a Kawasaki 750.

The policy said I could ride any bike not belonging to me 3rd party, so I registered the bike in my brothers name, and rode it on my £40 moped cover. Would have been £250 if I'd done it properly.

Needless to say, the bike got nicked. My boss, who was a lawyer casually enquired one day how my insurance claim was going.

'Oh, well slowly, you know. takes time'.

'Let me have the papers, I'll send them a shirty letter' he says.

I couldn't quite bring myself to tell him I had dodgy insurance, and spent the next month evading his well meant requests for the papers. In the end I had to tell him I had got the claim paid, and borrow the money from my Mum to buy a new bike.
(username failed moderation, Fri 9 Mar 2012, 10:35, 3 replies)

I thought that clause only counted if the vehicle was insured by the registered owner.
My insurance covered me for any car 3rd party with the owners permission but I wasn't allowed to drive my wife's car as it wasn't insured by her at the time.
( Peej, Fri 9 Mar 2012, 12:52, closed)

Sometimes it does, sometimes it doesn't

(ubergeekian, Sat 10 Mar 2012, 23:12, closed)

Quite possibly
It wasn't a well thought out scam.
(username failed moderation, Mon 12 Mar 2012, 9:24, closed)