I usually listen to what they have to say (if I'm not in a rush) then politely decline saying that I am not in a financial position to help
99% of the time, chuggers are happy with this. It takes two minutes, I've had a nice chat with someone, they've made me aware of their cause - everyone's happy. I do donate to charity but only if and when I can and a direct debit isn't viable.

The one charity that has very pushy chuggers and I will try and avoid (in the street and door to door) is The Dogs Trust. They target some of our students when they go into town on their lunch break.
( h3donist tryin' to play me out as if my name is Sega.., Fri 28 May 2010, 9:46, Reply)