They offer tracker or variable rates also
so I'm hoping to use the past to indicate what might happen to the rate if things pick up again. Banks always play the same game with raising and lowering them, trying to milk as much as they can, so it would be nice to see under what circumstances they milked it proper in the past.
(Frozen_Banana Shaved against the grain; thoroughly unrewarding., Mon 8 Jun 2009, 14:16, archived)

heaven forbid
that banks, as businesses, should try and make money out of their customers ;)

I would get a fixed rate now if you can as they are seriously unlikely to get any lower. What with it being a bit impossible and that.
( the mighty badger Aphrodite, on a bar stool, by your side, Mon 8 Jun 2009, 14:28, archived)