Yep

( sporters I’m sincerely gratitude to you, Fri 28 Mar 2014, 12:34, 1 reply, 10 years ago)

is yours on at 260?

(dozers, do fuck off ur a nob m8, Fri 28 Mar 2014, 12:35, Reply)

£250000

( sporters I’m sincerely gratitude to you, Fri 28 Mar 2014, 12:38, Reply)

so you're looking for 249,950?

(dozers, do fuck off ur a nob m8, Fri 28 Mar 2014, 12:38, Reply)

yep

( sporters I’m sincerely gratitude to you, Fri 28 Mar 2014, 12:39, Reply)

I see.
Can you not just rent it out again or is it unlikely to hit 300k?
(dozers, do fuck off ur a nob m8, Fri 28 Mar 2014, 12:41, Reply)

I want the equity by Feb/Mar next year so dont want to get a new tenant in

( sporters I’m sincerely gratitude to you, Fri 28 Mar 2014, 12:42, Reply)

6 month AST then rolling, then serve two month's notice.
Done.
(dozers, do fuck off ur a nob m8, Fri 28 Mar 2014, 12:45, Reply)

Didn't want the fuck on of new tenants TBH
Sell it then keep the cash
( sporters I’m sincerely gratitude to you, Fri 28 Mar 2014, 12:47, Reply)

so you'll opt out of capital appreciation plus rental yield just for less hassle?
Seems legit.
(dozers, do fuck off ur a nob m8, Fri 28 Mar 2014, 12:51, Reply)

Its at the top of its value.
If I can sell now and my tenants are moving out I can get rent on a property I dont even own any more
( sporters I’m sincerely gratitude to you, Fri 28 Mar 2014, 12:52, Reply)

yeah true
How long do sales take where you are?
(dozers, do fuck off ur a nob m8, Fri 28 Mar 2014, 12:54, Reply)

Hopefully not too long
We bought ours in less than 6 weeks
( sporters I’m sincerely gratitude to you, Fri 28 Mar 2014, 12:55, Reply)

Subthread of the year right here

( tangledupinblue hairy badge with moving eyes, Fri 28 Mar 2014, 12:57, Reply)

Oh yeah

( sporters I’m sincerely gratitude to you, Fri 28 Mar 2014, 12:57, Reply)

also yeah
Wait for the ISA limit to go up to 15k in July, bang 15k of the equity in a stocks & shares ISA and the balance in the same funds via an OEIC.

Keep until Feb/March, job done, in the correct funds you'd be looking at minimum 10% growth in a year, even with 5% over the 9 months or so you''ve pissed all over inflation.
(dozers, do fuck off ur a nob m8, Fri 28 Mar 2014, 12:58, Reply)

That I might well do
I'll drop you a gaz should we sell for some ideas
( sporters I’m sincerely gratitude to you, Fri 28 Mar 2014, 12:59, Reply)

the value of an investment, and any income from it, can go down as well as up and you may not get back the amount invested
Past performance is not a guide to future performance.
(dozers, do fuck off ur a nob m8, Fri 28 Mar 2014, 13:01, Reply)

pfft
small print
( sporters I’m sincerely gratitude to you, Fri 28 Mar 2014, 13:01, Reply)

same font size and prominence as the main body text

(dozers, do fuck off ur a nob m8, Fri 28 Mar 2014, 13:03, Reply)

Have you got any advice regarding pensions?

( tangledupinblue hairy badge with moving eyes, Fri 28 Mar 2014, 13:07, Reply)

pay in as much as you can so that you max out the tax relief
And as a rough rule of thumb your contribution as a percentage of your income should be half your age.
(dozers, do fuck off ur a nob m8, Fri 28 Mar 2014, 13:08, Reply)

Really?
Fuck, that means I'm woefully underfunding my pension pot.
(Bazongaloid, Fri 28 Mar 2014, 14:20, Reply)