The life of a Sea Tramp tends to render one's banknotes less than pristine.
So many people I know seem to've been flu'd up for so long!
I prescribe working less hard. And not allowing your offspring to mix with hordes of pestilent urchins.
(
Sea Tramp the thinking woman's 8 Ace,
Fri 2 Jan 2009, 1:32,
archived)