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# Premium Bonds are your friend
(I helped save b3ta! Barbarossa is not my real name, Wed 1 Apr 2009, 15:53, archived)
# %1 plus an occasional prize?
I'll see what I can get elsewhere first. Most of it's living in an ISA anyway.
(I helped save b3ta! my other username is a porsche , posting shit pictures so you don't have to, Wed 1 Apr 2009, 16:00, archived)
# If you've got the max amount you can have you get at least £50 every couple of months
(or at least you used to, it's years since I had any, actually)

..but at the time it was at least equivalent to having savings with a decent interest rate, with just a chance of getting really lucky...
(I helped save b3ta! Barbarossa is not my real name, Wed 1 Apr 2009, 16:02, archived)
# There's a handy calculator here.
www.moneysavingexpert.com/savings/premium-bonds-calculator/
I'll look into it, but with people being paranoid about banks, I think the odds are getting worse at the moment.
(I helped save b3ta! my other username is a porsche , posting shit pictures so you don't have to, Wed 1 Apr 2009, 16:05, archived)
# Hmmm, not as good as I remember, actually.
(I helped save b3ta! Barbarossa is not my real name, Wed 1 Apr 2009, 16:09, archived)
# arrrg.
The only person making money from moneysavingsexpert is martin lewis. the twunt.
(I helped save b3ta! Pasanonic 's been known to cause insanity in laboratory mice, Wed 1 Apr 2009, 16:09, archived)
# You can get 4% on a two year fixed term fixed rate bond
and should have no problem getting over 3% on 12 months bonds.

www.lovemoney.com/savings/term-bond-accounts.aspx
(I helped save b3ta! Pasanonic 's been known to cause insanity in laboratory mice, Wed 1 Apr 2009, 16:06, archived)
# I wouldn't be surprised if rates were higher than that in a couple of years.
I'll probably look for a decent 1-year thing. Cheers for the link.
(I helped save b3ta! my other username is a porsche , posting shit pictures so you don't have to, Wed 1 Apr 2009, 16:09, archived)
# NP.
I agree that they will go up. It's just that with a fixed rate bond your profit is guaranteed. You can already find better rates but being index linked they are really risky right now.
(I helped save b3ta! Pasanonic 's been known to cause insanity in laboratory mice, Wed 1 Apr 2009, 16:15, archived)