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This is a link post It seems that Rob Warner Crimebodge bloke from a couple of links ago is a 'published' author.
Here's his completely foolproof and obviously entirely legally watertight* book on how to run up loads of credit debt then wipe your slate clean so you can start all over again. Or something.
(, Thu 29 Jul 2021, 23:08, Reply)
This is a normal post people who get into trouble over credit card debt are complete spastics; if they knowingly use the credit without being able to pay it or being unwilling to pay it back then that is entirely their own mess

(, Fri 30 Jul 2021, 10:46, Reply)
This is a normal post IF it is their own mess, people lose jobs, bereavement, illness etc.
I agree most credit debt is greed or stupidity.
(, Fri 30 Jul 2021, 14:48, Reply)
This is a normal post I did say if they do it knowing they can't or won't pay it back

(, Fri 30 Jul 2021, 14:57, Reply)
This is a normal post Touchy subject since I just got landed with nearly 5k debt.

(, Fri 30 Jul 2021, 19:40, Reply)
This is a normal post Ha
I managed to do that, and I didn't have to pay some con-artist money for a book in order to do it.

You just have to spend a year or two not answering the phone or replying to any letters.

They stop after a while
(, Fri 30 Jul 2021, 10:51, Reply)
This is a normal post In the expat community in London it was one option which many took before they left the uk for good
apply for dozens of credit credit cards then run up them all up to max buying store vouchers which you then sold for a little under face value. there was quite the active market for them, for a while our share house shopped with nothing but sainsburys vouchers. Ditto run up your council tax, utilities, tv licence, etc, though that was easy enough to put in a fake name anyway by the simple ruse of adding a fake name to the account, then a little later taking off the real one. you could put off the baliffs for six months by asking for a payment plan then renegging on that too, but usually you were off to heathrow with the money already wired home long before then. I guess you might face issues if you ever returned, though most were on one year holiday or 4 year ancestry visas, and the pound used to go a long away back in your home country
(, Fri 30 Jul 2021, 15:15, Reply)