
as for the rest, see above.
Plus, opening an account does not depend on credit rating. All banks must offer a basic account regardless of your credit rating. It is law.
( , Fri 6 Jul 2012, 15:27, Reply)

nobody is saying moving your business elsewhere is impossible. But it is enough of a hassle not to be worth doing unless there was some compelling reason to do so.
( , Fri 6 Jul 2012, 15:34, Reply)

What would be your proposed 'no-hassle' solution then?
( , Fri 6 Jul 2012, 15:39, Reply)

it's impossible. I can't think of any possible system where you could open an account with Barclays (with no ID), make a deposit in Lloyds, and a withdrawal from Santander. That would be a nonense.
( , Fri 6 Jul 2012, 15:42, Reply)

forgetting one. I have wanted to change banks for ages because mine is incompetent, but I just KNOW they would mess it up and I'm not financially secure enough to juggle for a month or so while it is sorted out.
( , Fri 6 Jul 2012, 15:40, Reply)