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This is a question Banks

Your Ginger Fuhrer froths, "I hate my bank. Not because of debt or anything but because I hate being sold to - possibly pathologically so - and everytime I speak to them they try and sell me services. Gold cards, isas, insurance, you know the crap. It drives me insane. I ALREADY BANK WITH YOU. STOP IT. YOU MAKE ME FRIGHTED TO DO MY NORMAL BANKING. I'm angry even thinking about them."

So, tell us your banking stories of woe.

No doubt at least one of you has shagged in the vault, shat on a counter or thrown up in a cash machine. Or something

(, Thu 16 Jul 2009, 13:15)
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5 days?
You wish. It actually takes about 12. This is why the scam cheque with the "extra" for the courier works when buying a car.

Dodgy git (DG) calls up and says "I need your car, I am overseas. I will send a cheque for asking price + £1,000 for shipping. When cheque clears, please send £1,000 to DG Ship Co."
So you get and cash cheque (almost certainly from a foreign bank), 3 days later all seems well. You call bank and ask if it has cleared, they'll usually say "Yes".
You then cut your own cheque for £1,000 and give that (along with car) to DG Ship co.
About 9 days later the deposit vanishes from your account - the cheque was a phoney.
So now DG has £1,000 from you as well as your car and there is pretty much fuck all you can do about it.

You can thank your bank for being a bunch of lazy cnuts.

And yes - even today people get caught out by this. Beware, and never trust your bank.
(, Thu 16 Jul 2009, 17:41, Reply)

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