BanksYour Ginger Fuhrer froths, "I hate my bank. Not because of debt or anything but because I hate being sold to - possibly pathologically so - and everytime I speak to them they try and sell me services. Gold cards, isas, insurance, you know the crap. It drives me insane. I ALREADY BANK WITH YOU. STOP IT. YOU MAKE ME FRIGHTED TO DO MY NORMAL BANKING. I'm angry even thinking about them."
So, tell us your banking stories of woe.
No doubt at least one of you has shagged in the vault, shat on a counter or thrown up in a cash machine. Or something
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chthonic, Thu 16 Jul 2009, 13:15)
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I'm a student.And I've had a bank account with "Monastery" for some years. Due to said studentishness, my current account has never been exactly overflowing; I do varying amounts of work in the holidays, but I reckon my total work-related income for the year is probably £1-2000 (though obviously plus the normal student support).
I recently (we're talking at the height of the recession here) applied for a credit card with them (largely for all the extra assurance the company is legally obliged to provide you with - anti-fraud, chargebacks etc). Now, they full-well know I'm a student, and also full-well know about my relatively small income.
So guess what my credit limit was?
£5,000. At 18.9% APR.
If I went on a spending spree tomorrow, I reckon I'd be trying desperately to pay it off for the next four years I'm at Uni, almost certainly without much success. I can't help but feel they're being a *little* irresponsible here.
(, Thu 16 Jul 2009, 22:52, 3 replies)
When I got my first jobI got a 5k credit card limit.
It's getting finally paid off next month.
Ah, the joys of being fucking retarded.
(, Fri 17 Jul 2009, 8:22, closed)
My banksent me a letter offering a 95% mortgage. I'm 23 and a student for the second time, having dropped out during my first attempt. Scary world we live in.
(, Fri 17 Jul 2009, 17:42, closed)
yetI have a decent-ish paid job and no debts and I am unable to get such a high percentage mortgage deal.
(, Tue 21 Jul 2009, 17:58, closed)
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