BanksYour Ginger Fuhrer froths, "I hate my bank. Not because of debt or anything but because I hate being sold to - possibly pathologically so - and everytime I speak to them they try and sell me services. Gold cards, isas, insurance, you know the crap. It drives me insane. I ALREADY BANK WITH YOU. STOP IT. YOU MAKE ME FRIGHTED TO DO MY NORMAL BANKING. I'm angry even thinking about them."
So, tell us your banking stories of woe.
No doubt at least one of you has shagged in the vault, shat on a counter or thrown up in a cash machine. Or something
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chthonic, Thu 16 Jul 2009, 13:15)
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Irish banks suck arseI was brought up in UK originally but I live in Ireland now. So it pisses me off no end to compare the state of banks in both countries. I know UK b3tards probably have lots to say about their banks but I bet it doesn't compare to Ireland. Derisory interest rates with charges on everything. Free banking - what's that? Even the government has its go at taking the piss by slapping stamp duty on everything, even credit cards and cheques.
Most annoying is opening times. UK banks open on a Saturday even if its a limited service. In Ireland no such thing happens because that would be far too useful. Instead if you want to pay a cheque or do anything of that sort you have to take time off work. Some banks don't even bother opening until 10 on some days or close early on others so you can't even rely on popping in before work.
Another peeve is the way junior savers are treated. I fondly recall all the crap I got for opening an account in Britain. Piggy banks, pencil cases, gift vouchers etc. I still have my Griffin Savers Oxford Dictionary. What do my kids get for opening an account in Ireland? Fuck all. Not a bean. Not even a good rate of return. Instead I may as well just open a regular savers account for them.
About the only good thing in Irish banking is most cashpoints take any card from any bank without imposing a fee. I can see that changing as soon as the slimy bastards think they can get away with it.
(, Fri 17 Jul 2009, 10:30, 4 replies)
Not True at all.I got a Henry Hippo piggy bank, a Henry Hippo pencil case, a Henry Hippo folder and a Henry Hippo keyring when i set up a bank account.
True about all the rest though.
(, Fri 17 Jul 2009, 12:24, closed)
But the money was just resting in my account...(
idonthaveafunnynickname Drink-Aware? Sure. I'm aware I want another drink., Fri 17 Jul 2009, 18:18,
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But......all British bank cashpoints also let you use a card from any British bank without imposing a fee, so that isn't even a plus point for Ireland (it's only the private machines in newsagents etc that charge)
(, Sat 18 Jul 2009, 13:55, closed)
Paying in chequesCheques can be paid into most bank accounts by post. You can get *special* envelopes from your bank that you put the cheque(s) and a paying-in slip in.
Probably takes a bit longer to clear, but saves taking time off work.
(, Mon 20 Jul 2009, 11:14, closed)
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