I remembered another one
A friend of mine, who also reads this board *waves", MrT. Once had his card details copied and thus abused by someone over in the states. I believe there was a phone call and he was told to go to the local branch.

So in we wander. He explains the situation and is handed a form. On reading the form he notes that there is no space for "card details stolen while shopping on the web" in fact all they have is "damaged" "stolen" "lost". With a rye smirk he asked me which one, while holding the card up and saying "It isn't stole persay as i am holding it, neither is is lost or damaged, as it still technically works". I advice him to ask. The result, oh just write on it. so he made a little tick box and everything.


*EDIT* Well update, as i say friend reads this site, he messaged me to tell me that funniest part was, the fraudulent activity was to pay for a court case. as he said, basically someone did something illegal and then did osmething else illegal to pay for it.... idiots
(StyX is staring at you, yes YOU!!!, Sun 19 Jul 2009, 4:39, 4 replies)

When a boat my friend was on sank
her purse went down with it, including her driving licence. Filling in the form for a new one it had the same options - it wasn't stolen, except by the sea, it wasn't lost - just couldn't get to it and it probably wasn't damaged!
(deadly_sinners, Sun 19 Jul 2009, 10:11, closed)

Brilliant
in the defence of the bank it would be hard to cover all possible card related instances.

I would have just put it down as lost, even tho she knew where it was..
(StyX is staring at you, yes YOU!!!, Sun 19 Jul 2009, 14:50, closed)

Yeah me too
Had similar recently . . . I presume details were off the Net, odd, as I've only used Amazon recently, as in, the last year.

In my case, the bank did not elect to alert me of the suspicious activity on my card despite me having been, and used, my card in NZ for the last two years and continuing to do so, while my card is being fraudently used in the UK at the same time. Its me who ends up not being able to make transactions for some reason, and me who goes through the whole rigmarole of contacting them from overseas, going through various button-pressing and explaining to at least 3 different people the exact same information ("no I'm holding the card in my hand so its not lost or stolen . . . it does work, intermittently when its not being fraudently used by someone in another country")

The topping was when they inform me that I MUST sign the declaration form they send me and return to them in 14 days. Er yes, did I mention, I am ringing from NEW ZEALAND . . . and seeing as for 'security reasons' you are unable to send this declaration out to my current address, which, albeit is not registered with you, may actually cut out the rigmarole of sending this to my parents address, who then must send this straight out to me, so I can then send this back to you in the specified time, this is probably barely possible to expect the postal service to manage this in your '14 days'.
never mind the fact that its perfectly alright for me to bank online and manage my credit card using one of these newfangled internet jobbies, the options of: scanning and emailing me this form, or, faxing to a fax machine over here, or even just faxing back are out of the question.

It took them a month to get this declaration from one end of England to the other (my parents), am just WAITING for them to tell me I was too late returning the declaration to them and I'll HAVE them!

Jesus that was cathartic. And long. Maybe I should have posted this in the topic instead of your reply
(maggotriddendirtbox fast, feral and sharp as a tack since, Sun 19 Jul 2009, 11:48, closed)

Hears an idea
If they do that to you, scan your sig and email it to your parents then get the to sign on your behave i.e. fake your sig. Assuming you trust your parents :P.

I just remember another one. My gf has been a subject of fraud twice. Once as an undergrad a dodgy cash machine scanned her card etc, they cleaned her out. The second time, a shop on oxford street. She had just been paid and weirdly she was overdrawn. They bought muscle power drinks and horse stuff. Strange image, a muscular guy on a horse.. but what really sucked was when she was in the states, the froze her card, "unusual" activities. That was a pain to sort out. Her mum wasn't very helpful. her response was "what can i do about it" i don;t know find out the local branch number make some calls... like i offered.
(StyX is staring at you, yes YOU!!!, Sun 19 Jul 2009, 14:57, closed)