BanksYour Ginger Fuhrer froths, "I hate my bank. Not because of debt or anything but because I hate being sold to - possibly pathologically so - and everytime I speak to them they try and sell me services. Gold cards, isas, insurance, you know the crap. It drives me insane. I ALREADY BANK WITH YOU. STOP IT. YOU MAKE ME FRIGHTED TO DO MY NORMAL BANKING. I'm angry even thinking about them."
So, tell us your banking stories of woe.
No doubt at least one of you has shagged in the vault, shat on a counter or thrown up in a cash machine. Or something
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chthonic, Thu 16 Jul 2009, 13:15)
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Banking Student WoesWhen I was a student a well known high street bank which we will call Boyds, and has a prancing horse as its logo, were kind enough to allow me to have a student account with an overdraft facility.
Unlike many of the stories here, the Bank were pretty good (whislt I was a student). I used £700 pounds of the overdraft which after three years of student living, was not a bad overdraft (beer and baked beans cost money after all). After I had graduated I decided to try and stay where I studied as I liked the town and was looking for full time employment.
So there I am job hunting, going to agencies reading the local paper, job section etc. I still can't even sign on the dole at the time, because I was still classed as a student. The Boyds bank start asking for there overdraft money back (about a week after my final results came in). They can see I am skint, money is going out, but no money is coming in. I explain this too the bank (just graduated, job hunting etc.), they make sympathetic noises, but the letters keep coming and then start going red.
At this point I was forced to go back and live with my parents, as the job hunting was taking some time. I was well miffed at this, as I had been banking with Boyds for years, and had not put a foot wrong, but when I needed them they kicked me where it hurts.
I have never forgotten there shabby service, and I will not be getting a mortgage with them, when the time comes. I will make some other ungrateful institution wealthy with all the interest they will charge me.
(, Tue 21 Jul 2009, 1:03, 1 reply)
soeven when you are getting a mortgage, say boyds offered you the best deal, say 0.25% better than anyone else. Would you then, out of spite, decide not to utilise their offer and penalise yourself financially due to running up an overdraft when you were a student then being miffed when the bank asked for their money back? I know if i lent someone some money, then when they had no money coming in, they kept borrowing money, i wouldn't be too happy about it.
wise up
(, Tue 21 Jul 2009, 10:23, closed)
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