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This is a question The Credit Crunch

Did you score a bargain in Woolworths?
Meet someone nice in the queue to withdraw your 10p from Northern Rock?
Get made redundant from the job you hated enough to spend all day on b3ta?

How has the credit crunch affected you?

(, Thu 22 Jan 2009, 12:19)
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Well, I'm bitter, so it made me laugh.
Ha!

I’ve recently been told that my soon-to-be-ex-wife took out a car loan from Jim Davidson shortly before Christmas (‘Yes! Car Credit’ I think they might be called).

Anyway, she has apparently spent close to five grand on a Kia (Pride??) with no manufacturers warranty at some crippling interest rate.

So I was told.., she had no qualms about this, as the nice people at the Jim Davidson Car Loan Company assured her that the car came with their own warranty.

It did. Parts only.

Labour, at a rate to suit them.

Turns out, she’s been forced to add the cost of the ever-growing repair bills for the lemon she’s bought onto the repayments on her car loan.

So the lesson here? Simple, if you make my life hell for god knows how many years and you shack up with a new bloke who is more stupid than me, don’t be surprised if when your car is worth about fifty-quid, you’ll still owe a couple of grand on it.

As for the credit crunch and how it’s affecting me? If my situation doesn’t improve in the next six months, I’ll be filling for bankruptcy – I’m skint, working two jobs, paying half-a-mortgage on a house with increasingly reduced equity, renting a shit-hole of a bedsit and crippled by interest rates on a credit card that seem to be base-rate plus 22%

If anyone else is skint and fancies doing a bank job, I’ll happily be your wheels-man. I have a X-reg Ford Galaxy (diesel) and I’m a dap hand at reverse parking, additionally, I’m more than capable of evading low-speed pursuits, but we will all have to chip in for fuel, it’s not cheap you know.

Length?

It’ll seat 5 comfortably.

Mullered. Bitter about life, the universe and everything and praying salvation can be found in Bristol.
(, Thu 22 Jan 2009, 13:34, 7 replies)
The Nat West...
...in Totterdown looks ripe for the taking. And Knowle West is just around the corner, the bizzies'll never follow us into that shithole...
(, Thu 22 Jan 2009, 13:37, closed)
Nat West?
Well, Totterdown is an option, but we’ll have to make plans to come back into the centre of Bristol.

I don’t really fancy my chances of a fast get-away on the Wells Road.

It’s an option I suppose, but I’ll need to work on my hill starts if we are heading towards the Westers.
(, Thu 22 Jan 2009, 13:44, closed)
I'll scope out North Bristol for you
and we can take hostages and demand a helicopter out of Filton.
(, Thu 22 Jan 2009, 13:48, closed)
The problem with Filton...
Is that there are those bloody speed cameras by British Aerospace and Rolls Royce, this might be a problem if we don't want to get caught.

I reckon they'll be easier picking in Patchway.
(, Thu 22 Jan 2009, 14:26, closed)
I'm in....
....I'll chip in £5 of diesel and we'll go and rob the Halifax.

Hang on....
(, Thu 22 Jan 2009, 13:37, closed)
I rent a gaf in the west of Ireland if you need to hide out for a bit
and it's cheap as chips.
(, Thu 22 Jan 2009, 14:17, closed)
Chips?
Are the chips in Ireland cheaper than elsewhere because there are more spuds?

Tell ya, this plan is shaping up nicely. All we need to do, is nick the wedge, get on the A38 to Bristol International and hot-foot it on RyanAir to your country pad!
(, Thu 22 Jan 2009, 14:27, closed)

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