Um, what?
£200 a week = £800 per month, presumably pre-tax, so take off about £100 = £700.

£200 a month to creditors = £500

Cigs = £5 a day = £35 a week = £140 a month = £360.

Gym membership = approx £50 a month = £310

Phone = approx £30 a month = £280

Broadband = approx £15 a month = £265

£265 a month to pay rent, utilities and council tax, to buy food and to fund your louche lifestyle.

Hmmm. Either you're on some serious benefits on top of your salary, or you're funding your lifestyle through the sale of drugs. Or you're a big, smug liar.

Edit: According to your profile you are engaged. So presumably your man is funding this extravagant lifestyle of yours. Which is even worse, frankly.
(MrC. Having the most boring username on b3ta since 2004, Mon 26 Jan 2009, 12:44, Reply)