Currently in second year of uni...
... therefore the debt isn't too bad - yet.

Recently recieved my first statement from the SLC to gently remind me what my debt for my first year was, £3.5k, not too bad, just over the minimum amount that they will give you. However the parents decided to bugger off to France earlier this year and run a b&b, therefore they have fuck all to give me so the SLC, in their infinite genorosity, decide to give me an extra grand loan and the grant and pay my fees. I thought this was great until I realised that even with the extra money I can only just afford to get by, because I do a course with several expensive field trips each year. Fuck knows how I managed last year.

So I'm not looking forward to 2009 when I will be at least £12k in debt and have to start paying it back. I also have a credit card which is ok at the moment but I see it getting maxed out in the near future along with the overdraft. I also plan to study for a masters after completing this degree - am I mad??

On the other hand my boyfriend has never had a credit card, he is 26, and he was also wise enough to avoid uni. I think he was the smarter one. But according to Mr Blair all graduates earn more money than their less well educated counterparts.

Hmm how many people do I know who have finished uni and still work in shitty jobs that require next to nothing in terms of education??

Wow I have to agree with other posts that this really is cathartic, and in some ways a relief because even though I will have a lot of debt at least I know how to control my £500 credit card! And am not daft enough to rack up stupid amounts of debt on loans etc.

*edit* apologies for length!
(wench, Thu 23 Nov 2006, 23:29, Reply)