Paypal
I've always been careful with my money, and so I was thoroughly surprised to receive 3 Paypal notification emails, saying that my $600, $300 and $200 transactions had been received by Mr Chinese fella I've never heard of.

And by surprised I mean bricking it.

Straight away I contacted Paypal to tell them that the transactions were fraudulent, that I didn't have that kind of money, that I didn't even know the recipient. But wouldn't you know it, this was a Sunday, and the next day was a bank holiday.

They finally got back in touch on the Wednesday, by which time it was apparently too late to halt the transactions.

After weeks of arguing with them, insisting that the transactions wouldn't work anyway as my bank account only had about £4 in it, and refusing to pay off bloody debts that weren't my fault and that I'd tried my hardest to prevent, they finally restored my Paypal balance to £0.00. I thought that was sorted.

Then a week later I got a letter from the bank, saying that for attempting to transfer $1100 from my measly account, they'd charged me £20 per transfer. As my balance was now -£60, I was violating the terms of my poxy under 18s bank account, and I had until Friday to repay it, or else. I received this letter on Thursday. £60 probably doesn't sound like much to you guys, but to a 17 year old jobless full-time college student who receives no government handouts and just squandered all her savings on a new phone, £60 is a lot of money.

So I did what any normal 17 year old etc. etc. girl would do. I got daddy to sort it. :] He went down to HSBC with about a million email printouts and argued with a smarmy woman for an hour or so.

Now my bank balance doesn't have any nasty - signs before all the big numbers, and I avoid Paypal like the plague. The end.
( Kittenpants, Fri 24 Nov 2006, 7:01, Reply)