Student fucking loan company
what a fucking shower of shit they are.

having racked up about £5k in student loans for my 3 years at university i was looking forward to the low interest rate of the SLC and the defered payment until i was earning a decent wage.

fast forward a couple of years and i'm sending my wage slips to them as proof of earning so that i can defer for another year, then i get a letter from them saying i'm not paying, explain about deferment, they never got my paperwork, ok i'll send it again, then a couple of months later i get a letter from a solicitors saying they are chasing payment, What the fuck? phone them and they say it's been sent back to the SLC, phone SLC, didn't get my paperwork. now one time is unfortunate, twice, well it can happen, the postal service isn't flawless, but they then 'didn't receive' my paperwork a third time. this has now taken a total of 6 montths to get to this stage, i ended up having a 'quiet word' with some phone monkey who says that it has been accrueing late payment charges as well. that sent me over the edge as did the fact that in the six months it had taken me to get to this point i'd since had a payrise that took me over the threshold for paying back. the SLC said that they would want £250 a month (quite a lot when your only on just over £15k), but once they had reassesed it they would be looking for a more substantial figure as i had been late in paying.

CUNTS! big bunch of cunts, i had tried to do it the proper way, i did all the paperwork how they said, but they had royally shafted me.

anyway i was due a trip to see my folks and i decided to ask my mum and dad to take out a loan, i'd pay then a standing order each month to cover it and i'd use the money to get the SLC off my back. my mum said o.k. happy days! the loan repayment was nearly half what the SLC were wanting.

within a week i had the money in my account and you will not know the joy of phoning up the SLC and telling them i wanted to settle my account with them and then paying of £5+K with my switch card and hearing the woman on the phone saying 'that payment has been authorised' we'll send you a letter confirming the closure of your account with us.

SLC, bunch of cunts in my opinion.

length? yes it did drag on for months and i was almost at my wits end.

i also took an £11K loan out with my bank, but thankfully i was able to pay that off early and i didn't have any hassles with it as i always made payments, and my credit card is 0% APR until September, so that's good as well. Thor is more financialy savvy nowadays.
( Thor_sonofodin has done things, terrible things on, Fri 24 Nov 2006, 9:46, Reply)