Debt pronWatching TV the other day we caught one of these "Bank of Mummy or the Wife" type shows and we thought, "This is Debt Pron." I.e. peoples financial problems exploited for the voyeuristic pleasure of others. Then we thought, "We bet lots of people on B3ta have massive financial problems. Let's exploit them." So, confess them all. Dodgy credit cards, lending money to some bloke in the pub, visits from the bailiffs, using one card to pay off another. We want to wallow in your fiscal pain. So, what is your biggest money fuck up?
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rob, Thu 23 Nov 2006, 19:50)
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top tipsI've lived in near poverty for more than a decade and have evolved these tips to avoid debt:
1) Never carry cash. Then you can't spend it.
2) Make all your own food - it's cheaper and more healthy.
3) Don't turn the heating on when you can wear a jumper.
4) Use cold water and lots of Fairy for washing up (hot water is only for showers).
5) Have no TV - read second-hand books instead.
6) Never go out socialising - stay at home.
7) Never go on holiday.
8) Don't have a credit card.
9) Never borrow money for anything (a mortgage is the only time to go into debt, and only then when you earn enough)
10) Don't buy what you want - buy what you need.
By following these rules, I have made myself utterly miserable - but I am not in debt (apart from the student loans, which have been deferred for 11 successive years on account of my poverty).
(, Fri 24 Nov 2006, 11:57, Reply)
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