Debt pron
Watching TV the other day we caught one of these "Bank of Mummy or the Wife" type shows and we thought, "This is Debt Pron." I.e. peoples financial problems exploited for the voyeuristic pleasure of others. Then we thought, "We bet lots of people on B3ta have massive financial problems. Let's exploit them." So, confess them all. Dodgy credit cards, lending money to some bloke in the pub, visits from the bailiffs, using one card to pay off another. We want to wallow in your fiscal pain. So, what is your biggest money fuck up?
( , Thu 23 Nov 2006, 19:50)
Watching TV the other day we caught one of these "Bank of Mummy or the Wife" type shows and we thought, "This is Debt Pron." I.e. peoples financial problems exploited for the voyeuristic pleasure of others. Then we thought, "We bet lots of people on B3ta have massive financial problems. Let's exploit them." So, confess them all. Dodgy credit cards, lending money to some bloke in the pub, visits from the bailiffs, using one card to pay off another. We want to wallow in your fiscal pain. So, what is your biggest money fuck up?
( , Thu 23 Nov 2006, 19:50)
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The student loans cunts
Took money straight out of my account on the day i finished my course - without giving me a chance to defer.
So i moved bank accounts and completely ignored their existence for about 8 years.
They were calling my mum up all the time, trying to get her to give them my address. They used heavy tactics, such as threatening to send round bailiffs to take her property (which of course they can't do), and their lowest point was when they used to phone her up pretending to be old school mates trying to get in touch with me. Luckily my mum was pretty icy and called their bluff by asking a few details about their friendship with me.
Wankers, though.
Finally, out of the blue, after 8 years of a total wall of silence, i paid the whole loan off in one go.
I bet that got them scratching their sneaky little heads.
Oh and Frankspencer, re your number one top tip:
1) Don't carry cards. Only take out as much cash as you have budgeted for that week. If you run out, hard luck. You'll be more careful next week.
That's my (slightly more realistic) method anyway.
Localhost, how can credit cards possibly be considered a good idea? Making it easy to borrow money you don't have is just stupid. OK, so you want to buy something but can't afford it until next pay packet. So wait! You've spent all your money and two weeks until your wages. So live off a tenner for two weeks and you can be damn sure you'll stick to your budget next month! People who use credit cards are sucking capitalism's crusty cock.
So i must seem like i'm a responisble little wanker talking about budgets. Well, i'm irresponsible in every other way. I just don't like the idea of being taken for a ride by banks.
( , Fri 24 Nov 2006, 12:07, Reply)
Took money straight out of my account on the day i finished my course - without giving me a chance to defer.
So i moved bank accounts and completely ignored their existence for about 8 years.
They were calling my mum up all the time, trying to get her to give them my address. They used heavy tactics, such as threatening to send round bailiffs to take her property (which of course they can't do), and their lowest point was when they used to phone her up pretending to be old school mates trying to get in touch with me. Luckily my mum was pretty icy and called their bluff by asking a few details about their friendship with me.
Wankers, though.
Finally, out of the blue, after 8 years of a total wall of silence, i paid the whole loan off in one go.
I bet that got them scratching their sneaky little heads.
Oh and Frankspencer, re your number one top tip:
1) Don't carry cards. Only take out as much cash as you have budgeted for that week. If you run out, hard luck. You'll be more careful next week.
That's my (slightly more realistic) method anyway.
Localhost, how can credit cards possibly be considered a good idea? Making it easy to borrow money you don't have is just stupid. OK, so you want to buy something but can't afford it until next pay packet. So wait! You've spent all your money and two weeks until your wages. So live off a tenner for two weeks and you can be damn sure you'll stick to your budget next month! People who use credit cards are sucking capitalism's crusty cock.
So i must seem like i'm a responisble little wanker talking about budgets. Well, i'm irresponsible in every other way. I just don't like the idea of being taken for a ride by banks.
( , Fri 24 Nov 2006, 12:07, Reply)
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