Dole….a few observations.
‘I'm 19 and I've never even considered getting a credit card or loan’ – yes, because you’re 19 and you still live at home, so are we to take it you’re paying market rent to stay there? I doubt it. Are you paying your own council tax, contributing to the water rates, electricity bills etc and also putting money into the pot for the sky tv your house probably has and the broadband you’re using now? Again, I doubt it.

‘The key is to SAVE DAMMIT SAVE, I have a wonderful social life and can afford all the luxuries I want after only having 1 part time job for a year’ – just out of interest were you being fully taxed on this? Again I doubt it as you would’ve been a student, then again this is more of a moot point. What do you class as luxuries though? Up to the age of about 20 luxuary for me was pizza express if I was paying and a really budget piece of travelling around Turkey for a month, now I’ll happily go to an expensive restaurant in London or to the Caribbean on holiday, why? Well yes these things are expensive and yes I may put them on my credit card and pay them off slowly or when bonus time comes around but I don’t worry about that, at the end of the day they are memorable experiences!

‘Thanks to one savings account I can keep up this life for about a year before I become a fireman hopefully’ – A very commendable career choice

BUT

‘One last thing though, money to me means NOTHING, so long as I can live I am happy with the amount I have.’ – So I take it you won’t be one of the firemen to go out and strike about the pay then? Because of course your saving technique is groundbreaking! I’d love to see what the older guy at the firestation with 2 kids and a mortgage up to the hilt does when you give your little tuition session about money and how you’re not going to strike because and to quote
“money to me means NOTHING”

I think he’d probably tell you to cock-off! Come back and try and teach your grandmother how to suck eggs when you’ve lived in the real world you puppy! Some people may have actually read some of the posts and felt a bit better about themselves after looking at the shit they’re in, they don’t need people preaching about ‘no excuses’. Others come here for a laugh which your post certainly wasn’t.

As for your mate at uni studying on a course he dosen’t like for a job that might kill him, well I’ll tell you what, the skills he’s probably learning are transferable to jobs he might very well enjoy and still pay well so in the future when he hopefully does have quality of life found in family, he will be earning that bit more which puts the icing on the cake!

As for sleep/insomnia, try repeatedly banging your head against a wall.

Length, girth etc....bollocks!
(crispyshark, Mon 27 Nov 2006, 11:14, Reply)