My biggest mistake...
was turning 18 and getting every single bit of credit i could.

it started when i decided to go into HSBC to get a loan for £3500 to buy a car and to pass my test. then i decided to get a credit from HSBC (£500) for a headunit mainly but i did max the rest on a piss up (as usual).

what happened next was a bit of a kick in the bollocks i decided to go out on a wednesday night got a bit pissed and went home after a good night then i get home and decide to go for a drive (before passing my test) all going well and good then the fucking police decide to pull out from behind a building site and pull me over for speeding (60 in a 40) next they decided to breathalize me oops over the limit...

court was next and get away with an 18 month ban £279 fine all well and good i suppose in the situation.

i then lose my job just before christmas so i go into HSBC and tell them i cant afford to pay loan back ATM they say fuck off so off i toddle to Welcome cunting finance. £1500 loan please i say... and they say YES!

as it was just before christmas i decide to go out a few times and blow the lot bit of a mistake i suppose.

anyway 4 years later and £12500 in debt i cant get fuck all credit and i am seriously considering bankruptcy...

i did miss out the mobile phone bills and spending all of my wages on beer and fags.

i am now in a decent job but i still havent learnt and think i should grow up and start spending wisely but i just cant stop getting pissed.

im young so i should just take everyday as it comes i suppose and think about my debt in the next year or so.

anyway that was a shit story but hey-ho im a newbie.

no complaints about length from the girlfriend so you shouldnt moan either.

*edit* forgot to say ive only paid about £500 in four years....
(iamyounotme I'm a window licking retard, Tue 28 Nov 2006, 12:15, Reply)