Debt pronWatching TV the other day we caught one of these "Bank of Mummy or the Wife" type shows and we thought, "This is Debt Pron." I.e. peoples financial problems exploited for the voyeuristic pleasure of others. Then we thought, "We bet lots of people on B3ta have massive financial problems. Let's exploit them." So, confess them all. Dodgy credit cards, lending money to some bloke in the pub, visits from the bailiffs, using one card to pay off another. We want to wallow in your fiscal pain. So, what is your biggest money fuck up?
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rob, Thu 23 Nov 2006, 19:50)
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Fighting the man, fighting the man!Hello - Everyone in debt. It is illegal for banks to level penalty charges if you go overdrawn etc. The banks, store card companies etc. HAVE to give you your money back if they have charged you anything for the last 6 years. You may have to go to court. It is very easy. The details are here, along with form letters etc: www.penaltycharges.com
Go to it! I know of 4 people who have all got over £500 back. I am waiting till tomorrow to go to court.
I owe about 20k, have cut up cards, and started paying it back finally after years of misspending and basically acting like a cock. Should pay it back inside 2 years. What a waste of life though when I could be getting into it! Citizens Advice Bureau is a goody as well.
(, Thu 30 Nov 2006, 11:19, Reply)
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