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This is a question Little Victories

I recently received a £2 voucher from a supermarket after complaining vociferously about the poor quality of their own-brand Rich Tea biscuits, which I spent on more tasty, tasty biscuits. Tell us about your trivial victories that have made life a tiny bit better.

(, Thu 10 Feb 2011, 12:07)
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"Cost me £35 to bounce it, plus £28 for going over my limit..."
If they let you go over your limit, then why did the direct debit bounce?
(, Fri 11 Feb 2011, 15:38, 1 reply)
I've had a DD bounce then get payed.
Around the same ammout as the OP too (£28). That meant a bounce charge, and overdrawn charge and a charge for paying a DD when overdrawn.
The charges are a complete scam but, sadly, those in power won't declare them illegal despite the fact they are by any logical intepretation of the UKs contract laws.
(, Fri 11 Feb 2011, 17:25, closed)
Letting
you go overdrawn wouldn't satisfy the "liquidated damages v penalties clauses". Bouncing a direct debit and then charging you would, yet, it's allowed to continue with impunity.
Most now have dropped the amount considerably, but it's still there.
(, Sat 12 Feb 2011, 12:36, closed)

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