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This is a question Little Victories

I recently received a £2 voucher from a supermarket after complaining vociferously about the poor quality of their own-brand Rich Tea biscuits, which I spent on more tasty, tasty biscuits. Tell us about your trivial victories that have made life a tiny bit better.

(, Thu 10 Feb 2011, 12:07)
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Do some research...
...because you're wrong. Not everything involving money involves big banks out to screw the little guy.

If it's a bank-branded ATM, it will be stocked and serviced by the bank.

If it's an ATM that charges a fee (typically in sole-trader type environments, clubs, pubs, etc) they can be either "self fill" or "managed"... the choice:

Self-Fill
Almost all that you see in one-man-band/sole trader outfits are self fill, as these provide small traders with a nice way of getting rid of notes without incurring expensive charges to deposit at the bank (around £0.80-£1.00 per £100), or the risk of holding cash and taking to bank, and a diversified income stream never hurt anyone.

Managed
The ones you see in clubs/pubs are typically managed - these actually give either very little, or no, direct revenue to the establishment (the ATM manager take the fee), but are liked as they give punters access to funds which (hopefully) they can then spend at the bar.

www.infocash.co.uk/menus/main.asp
www.yourcash.com/
(, Fri 11 Feb 2011, 23:09, 1 reply)

Yes, I did - but thanks for being a patronising cunt. The vast majority of those not directly stocked by the bank are owned by some outfit called BankMachine, who do not seem to offer self-fill (and are, incidentally, on record as having made this mistake more than once, taking full responsibility, and not pursuing those who took advantage). Your links seem to be two two relatively minor smallfry, and frankly, can be safely ignored.

Now, your much-vaunted research - what proportion, do you think, are stocked by the cornershop owner? I'm going to go with 'practically none', as every single one I've ever seen has been prominently branded - but please feel free to reeducate me if you know any different.
(, Sat 12 Feb 2011, 0:53, closed)

Bankmachine market themselves to "large" organisations (councils, universities, regional convenience chains, etc) and probably have market share. And yes, they are managed, and the organisations they position themselves against prefer this as they have better pricing at banks for their notes, operate primarily non-cash environments, or are simply to large to have any adequate control over a self-fill machine

Sole traders will almost all use self-fill for the reasons outlined previously, and Hanco is actually a very big name in this market (subsequently subsumed into YourCash somehow).

The corner-shop aspect suggests a sole-trader, which suggests self-fill. Although I guess it's possible the corner shop in question was a Sainsbury's Local, in which case ripping off the bank-provided ATM is fine and dandy.
(, Sat 12 Feb 2011, 1:25, closed)
it was a branded large chain of cashpoints
it was clearly malfunctioning.

Get over yourself you twat, clearly I would only keep it if it wasn't owned by a large company. I think the shop assistant got money out as well so calm down.
(, Sat 12 Feb 2011, 10:03, closed)

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