I've been fortunate thoughI've had a full time job and no kids to support so I've had some money left over at the end of the month to throw at the debt. Used a debt management charity to help negotiate with creditors too. It's been scary at times - have been dragged round the court system, had charging orders put on my house, survived on basic food and have had to beg for help when things went wrong (fridge packed up, car repairs etc) but it's a life lesson learned and I certainly won't be going there again.
The hardest part is the fact that I have little to show for it - I never got into debt buying flash gadgets or going on holidays like some - our debt was racked up by bank charges (£35 for a £2 unauthorised overdraft), household maintenance and supporting the wife through illness.
(The hardest part is the fact that I have little to show for it - I never got into debt buying flash gadgets or going on holidays like some - our debt was racked up by bank charges (£35 for a £2 unauthorised overdraft), household maintenance and supporting the wife through illness.
h3donist tryin' to play me out as if my name is Sega..,
Sat 4 Jan 2014, 13:13,
archived)
Fair play to you chief.Perhaps a change in username is in order.
(,
Sun 5 Jan 2014, 11:09,
archived)
hahahaI'll certainly be h3donist again by April (budget permitting of course)
( h3donist tryin' to play me out as if my name is Sega..,
Mon 6 Jan 2014, 9:14,
archived)